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There are many reasons why living a healthy lifestyle is good for you, but did you consider the financial aspect? Those in good health can experience fewer physical and mental health ailments, can be less likely to die young and tend to lead happier, fuller lives overall. The reduced cost of expenses in terms of medical services, long-term care and even unhealthy food and lifestyle habits can save you thousands of dollars over the course of a lifetime. The cost of your life insurance policy is no exception. When you eat well and exercise regularly, the cost of your life insurance premiums can drop. For those who want cheaper life insurance premiums, the answer lies in leading a lifestyle that makes you an asset rather than a liability to providers.

Greater Savings and Better Food
Eating a well-rounded diet saves you money on junk food, takeout, and expensive but completely non-nutritious meals. If you've been living off frozen and pre-packaged foods for a long time, the transition to healthy eating might feel daunting. But all you need to know is that eating from the earth is the best way to care for your body; the produce section should be the most important stop when you go to the grocery store. The bulk of your meals should be fruits and vegetables with some whole grains and proteins. Opting for lean meats or even vegetarian and vegan substitutes like tofu can lower your risk of obesity, diabetes, high blood pressure and heart disease. Visit a local farmer's market or even start a garden to save more money on your monthly grocery bill.

Better Health and Lower Risks
When you work out at least five times a week, you can extend your life and enjoy it more. Increased strength, flexibility, endurance and energy levels can all contribute to a higher quality of life. Those who prioritize fitness tend to experience better physical and mental well-being. Start diversifying your physical activity to stay motivated and engaged. Anyone would get bored walking on a treadmill every day. Maybe you prefer swimming, hiking or dancing. Anything that gets you up and moving is a plus for your health; try working out with a friend or family member as well. It's easier to stay on top of your fitness when you have a partner who keeps you accountable.

Better Deals on Life Insurance
Selling a whole or universal life insurance policy might be right for you if you decide that your current one is no longer necessary. You should also use it for income supplementation in retirement or to cover your family after a financial hardship. The majority of proceeds are tax-free, so you can maximize on a high-quality policy's cash value without losing thousands to the IRS.

Good health can also enable you to get a lower premium on a better policy. Rather than having to compromise your death benefit or cash value just to afford premiums, you can improve your wellbeing to get much better offers. You'll find that being in shape and lowering your risks translates to greater diversity in life insurance. This means you can explore plans that actually serve as a form of investment while you're alive; in addition to providing your beneficiaries more when you eventually pass away, you'll also have the chance to cash in on a policy and enjoy it while you're alive.